Could I be Eligible for Habitat Homeownership?

To Qualify you must:
  • Have lived or worked in Grand Traverse, Kalkaska or Leelanau Counties for the last 12 months
  • Complete homebuyer education courses
  • Pledge to complete 200 hours of sweat equity within 1 year of approval for our program.
  • Must have documentation of reliable income for 1 year.

If this sounds like you, our goal is to help you attain a safe and affordable home where you can be proud to live. We partner with families and individuals to help them obtain an affordable mortgage to purchase a home and to develop the skills they need to become successful homeowners.

Everyone's path to homeownership will be a little different and our team will help you overcome any barriers you may be facing. This form is not an application; however, the information we collect helps us create an individualized plan for you to achieve your goals.

Now Offering Mixed-Income Homeownership Opportunities in the Village of Kalkaska!
 
We are currently accepting expression of interest for select homes available at different income levels to serve a diverse range of qualified buyers.
 
Affordable Homes (Income-Restricted)
Available to households earning between 60%–80% of Area Median Income (AMI), with a minimum household income of $50,000. Income eligibility and program requirements apply.
 
Above 80% AMI Homes
A limited number of homes are available for households earning 80%-120% of AMI. Buyers must meet standard lending and qualification requirements.
 
Now Offering Homeownership Opportunity in Maple City!
 
Affordable Homes (Income-Restricted)
Available to households earning between 60%–120% of Area Median Income (AMI), with a minimum household income of $57,000. Income eligibility and program requirements apply.
 
All homes offer quality construction, modern features, and access to local amenities. We are committed to equal housing opportunity and welcome all qualified applicants. Housing is offered without regard to race, color, religion, sex, disability, familial status, national origin, or any other protected class under applicable law.
 
Complete the information below and click on the link to schedule for an Intake Meeting.
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We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.